The Current Practice Of Health Insurance - 921 Words

The Current Practice of Health Insurance in Ethiopia The practice of health insurance coverage in Ethiopia is limited. Private sector insurance in health is underdeveloped and covers only a small proportion of the population through the Ethiopian Insurance Corporation (EIC) and recently through a few private insurance companies. Beneficiaries of health insurance schemes are a few private organizations and public enterprises. According to NHA III, private health insurance accounts for only 1.1 % of the total health expenditure. (Health Insurance Strategy: FMOH Planning and Program Director; May 2009) Civil servants are also entitled to receive limited health care benefits (50% of the costs, in the case of inpatient care at public†¦show more content†¦The health sector policy gives primary focus to prevention and primary care for the neediest segments of the population, and to Address the predominant public health problems in the country. The major program components Are: Health Service Delivery and Quality of Care; Health Facility Construction, Extension, Equipping and Access; Human Resource Development; Pharmaceutical Services; Information, Education and Communication; HMIS and ME; and Health Care Financing. (Health Insurance Strategy; May 2009) It is clearly stated in the PASDEP that the focus of the program’s health component will be on improving maternal health, reducing child mortality, and combating HIV/AIDS, malaria, TB and Other diseases with the ultimate goal of improving the health status of the Ethiopian people and achieving the Millennium Development Goals. To achieve these goals, 13,635 Health Posts, and 3,200 health centers were constructed and 30,000 HEWs and 5,000 health officers were trained and deployed during the program period. (Health Insurance Strategy; May 2009) Overall, the government is putting its maximum effort into improving the health status of its citizens. The various interventions have resulted in remarkable achievements, mainly from the supply side, by both improving physical access to health care andShow MoreRelatedUniversal Health Care Essay1026 Words   |  5 PagesUnited States without basic healthcare insurance in 2009. It is my position, that a â€Å"Universal Health Plan† is a necessary for the continued integrity of our nation. There are many opponents to the proposal of such a plan. Their arguments are often unfounded and are inflated with biased political hype. Why is healthcare coverage a necessity? Under the current medical practices in the United States, a patient requiring care who does not have insurance, Medicaid, or Medicare would have to findRead MoreBackground Of Affordable Care Act1344 Words   |  6 Pagesfederal statute signed into law by President Barack Obama on March 23, 2010. Together with the Health Care and Education Reconciliation Act (an amendment to the ACA signed March 30, 2010) it represents the most significant regulatory overhaul of the country’s healthcare system since the passage of Medicare and Medicaid in 1965. Anywhere from thirty-eight to forty eight million Americans do not have health insurance for a number of reasons. Yet the cost of these uninsured citizens is passed to healthcareRead MoreHistory and Evolution of Healthcare Economics955 Words   |  4 PagesPLAGUES THE SYSTEM History and Evolution of Healthcare Economics Introduction Health care costs and coverage are prime considerations in most everyones life (Wasley, 1993) in the last seven decades. Workers weigh the costs of health coverage when changing jobs. The struggle between the patient and the doctor keeps getting tighter. In the meantime, costs keep increasing. Despite attempts at reforms, todays health care has not provided the targeted most cost-effective care. Rather, it incurs volumesRead MoreHealth Care Systems Of Canada908 Words   |  4 Pages Health Care Systems Health care in the United States has been an ongoing dispute and a major concern to all involved from the provider to the consumer. There have been other countries who have a demonstrated success in providing better health care practices at an economical cost for providers and consumers. Currently the United States spends more per person on health care comparatively speaking to other countries. Perhaps taking a looking at what has worked for other counties and their currentRead MoreThe Current Health Care System1632 Words   |  7 Pagesthere are over 39 million Americans with no health insurance coverage. The current health care system mandates individuals purchase health insurance coverage from private insurance companies to access healthcare systems. Access to comprehensive health care should not be considered a commodity because health is fundamental to the well-being of individuals. Further, society (government) must accept the responsibility to ensure access to affordable he alth care. Therefore, I believe the government shouldRead MoreHealth Science Unit 1 Lab Questions Essay764 Words   |  4 Pagesdisadvantages of the current health care system in the United States? Some disadvantages of the current health care system in the United States is tons of people have no healthcare insurance at all and many of the insurance coverages have such high premium and deductibles people cant afford it. For you to be eligible for Medicaid you have to have a very low income. To get Medicare you have to be a certain age and Medicare doesnt cover all health care costs. For Private health care insurance you have toRead MoreNursing With The New Heathcare Reform1164 Words   |  5 PagesREFORM 2 Transitioning from the hospital and working for the local department of Health and Human Services as a registered nurse is a dream job. The position is first shift, no required weekends and absolutely no on call. The days of being requested to come â€Å"help on the unit† have completely diminished. Employee insurance is provided with a nominal monthly payment and low copayments for office or emergency care visits. Twelve calendar paid days a yearRead MoreThe Affordable Care Act ( Aca )902 Words   |  4 Pages The Affordable Care Act (ACA) has expanded the choices for different populations, across the nation, to apply for health insurance. Under the ACA, it is a requirement that everyone have health insurance that meets the minimum requirements or they will be charged a fee. For unemployed individuals, often times the price of healthcare is concerning. Without an income people may struggle to come up with the necessary funds to pay for a healthcare plan for either themselv es or their family. The ACARead MoreEssay Health Care Reform1525 Words   |  7 PagesHealth Care Reform There has been a lot of talk and debate lately over Health Care Reform, as people are trying to answer the question – Should a universally accessible health care system be implemented in the United States (US)? This ongoing highly debatable issue remains a hot topic among US citizens from all walks of life, from the very poor to the very wealthy. Health Care Reform affects everyone. The vast majority of the US population is very dissatisfied with the current state of health careRead MoreThe Single Payer Reimbursement System1608 Words   |  7 Pagesis a health care financing system that â€Å"includes both the collection of money for health care and reimbursement of providers for health care costs.† In such a system, the government or a quasi public agency is the entity that bears full responsibility of collecting funds and reimbursing appropriate parties, but the provision of care remains in private hands. Through taxpayer funds, the government collects money from ind ividuals and businesses, and then reimburses providers who delivered health care